Purchase Loans

Adjustable-Rate Mortgages

Take advantage of lower initial interest rates with our exclusive Adjustable-Rate Mortgage option.

Purchase Loans

Asset Advantage

Use your assets to help qualify for a home loan.

Purchase Loans

Barndominiums

Financing a barndominium is easier than you think with Mortgage Center.

Purchase Loans

Best Score Family Helper Loan

Leverage a family member’s strong credit to help you qualify for better loan terms.

Purchase Loans

Conventional Mortgage Options

A flexible home loan with great rates and terms. Very popular for homebuyers.

Purchase Loans

Doctor Loan

Tailored mortgage program for doctors and medical professionals with flexible terms.

Purchase Loans

Fannie & Freddie Mac Fixed-Rate

Competitive fixed rates backed by Fannie Mae or Freddie Mac — predictable payments for the life of the loan.

Purchase Loans

FHA

Government-backed home loan with flexible credit guidelines and low down payment.

Purchase Loans

Hobby Farm Loan

Mortgage financing for homes with small-scale farming or hobby farm use.

Purchase Loans

Homeready® & Home Possible®

Lower down payments and PMI costs, with more flexibility to fund the purchase of your dream home.

Purchase Loans

Home Renovation Loan

Purchase and renovate your home with one convenient mortgage solution.

Purchase Loans

Jumbo Mortgage

Financing for high-value homes with flexible terms and competitive jumbo mortgage rates.

Purchase Loans

New Start Loan

Second-chance mortgage program for buyers rebuilding their financial future.

Purchase Loans

Non-Warrantable Condo

Mortgage solutions for condos that expand upon traditional lending guidelines.

Purchase Loans

One-Time Close Construction

Finance your build and permanent mortgage with one simple, streamlined construction loan.

Purchase Loans

PMI Saver Loan

Lower or eliminate private mortgage insurance (PMI) costs for greater monthly savings.

Purchase Loans

Right Choice Loan

Low down payment financing for experienced buyers.

Purchase Loans

Veteran Loan

An exclusive VA home loan option for veterans, active-duty service members and eligible military families.

Purchase Loans

Zero Down Payment

Purchase with no down payment and make homeownership more accessible. Perfect for First-time homebuyers.

Refinance Loans

FHA

Simplify your refinance with reduced paperwork.

Refinance Loans

Hobby Farm Loan

Refinance your hobby farm property with flexible loan options designed for unique homes with agricultural use.

Refinance Loans

Max Cash-Out Refinance

Get the most from your home’s equity with a maximum cash-out refinance. Use funds for home improvements, debt consolidation, or major life expenses.

Refinance Loans

Non-Warrantable Condo

Refinance your non-warrantable condo with flexible mortgage options that work for properties outside traditional lending guidelines.

Refinance Loans

One-Time Close Construction

This option can fund construction costs when you already own the land. This option can also pay off an existing land loan, if applicable.

Refinance Loans

PMI Saver Loan

Lower or eliminate PMI costs with our PMI Saver refinance option.

Refinance Loans

Right Choice Loan

Ideal for borrowers who would like expanded qualifying options.

Refinance Loans

Veteran Loan

Saves you money if you’re active military or a veteran by allowing you to put no money down and avoid the cost of mortgage insurance.

Home Equity Loans

Home equity loans are a great way to gain some extra cash for home improvements, debt consolidation, or other big purchases you’re looking to make. Like any loan, it’s important to understand how a home equity loan works before getting one.

A Team That Puts You First

Mortgage Center is dedicated to the success of everyone we serve.

We’ve been delivering tailored mortgage solutions for over 35 years. Built for Credit Unions, focused on people.

Our vision is to work together to grow the Credit Union community.

Core Values

Act Today, Not Tomorrow

We act with urgency—for our partners, members, and each other. We move fast, adapt quickly, and hold ourselves accountable to deliver today, not tomorrow. Every action we take opens the door for more progress. That’s how we lead the CUSO industry—with passion, speed, and teamwork.

Build Trust Through Honest Communication

Kindness, honesty, and respect are the foundation of strong relationships. We lead with integrity—treating teammates, members, and partners with care. Trust allows us to challenge and support one another without blame, so we can learn, grow, and solve problems together. That’s how we get better—every day, as one team.

Build Partnerships

We’re selective with our partners—because they reflect who we are. Whether it’s team members, credit unions, or vendors, we choose those who align with our values. We lead with collaboration, not competition, building strong relationships rooted in shared urgency and service. The right fit matters—because great partnerships drive everything we do.

Dedicate Yourself to Serve

Every interaction is a chance to wow. Service isn’t just what we do—it’s who we are. We go above and beyond to create meaningful experiences that turn partners into passionate promoters.

Act with Humility and Kindness

Strong relationships start with humility and kindness. We lead with gratitude—never taking our teammates, members, or partners for granted. Success doesn’t happen alone. We serve with humble hearts, find joy in helping others, and treat people the way they want to be treated.

Drive and Embrace Change

Change is constant—and essential. We never settle for “good enough” because growth demands more. In a fast-moving company, staying adaptable and agile isn’t optional—it’s how we lead. Discomfort is natural, but we choose to embrace change, champion it, and drive it forward. The status quo has no place here.

Unlock your Potential

The future begins with what we do today. Growth comes from constant preparation and a passion for learning. We go beyond training—empowering teammates to reach their full potential, both personally and professionally. With the right support, people can achieve more than they ever imagined—at work, at home, and in life.

Invest in Our Communities

We care deeply about the communities we serve—because without them, we wouldn’t be here. We show our gratitude by giving back, creating opportunities for team members to volunteer and support those in need. Helping someone finance a home is good. Lending a hand when it matters most is even better.

Loan Officers

Jodi Martin

Executive Mortgage Loan Originator

View Jodi Martin

Amy Prather

Executive Mortgage Loan Originator

View Amy Prather

Samantha Counihan

Senior Mortgage Loan Originator

View Samantha Counihan

Danielle Boote

Senior Lending Manager

View Danielle Boote

Nicole Ciresi

Mortgage Loan Originator

View Nicole Ciresi

Robbie Bakhit

Executive Mortgage Loan Originator

View Robbie Bakhit

Careers

Accountant I

Home Office

Mortgage CenterAccountantSouthfield, MI (Hybrid – 2 days on-site)

Do you welcome challenges and finding solutions to unique situations? In the Accountant role,

You’ll be:

  • Reconciling servicing clearing account daily and preparing the ACH investor transfer file. Partnering with servicing to clear reconciliation items and to quickly resolve aged reconciliation items.
  • Scanning and coding invoices, printing checks, mailing out or processing ACH payments. Tracks and monitors Multiview Workflow for timely payment of invoices. Reviews all check requests and invoices for proper support and communicates if additional information is needed.
  • Preparing, entering, or approving wires and ACHs, and preparing journal entries for daily servicing, loan disbursement, loan sale, and warehousing activity.
  • Preparing reconciliations of general ledger and bank accounts, to include balancing, research, and timely resolution of reconciling items. Preparing and recording month end and closing entries and accruals.
  • Assisting in populating and reporting quarterly and annual regulatory reports. Researching and monitoring compliance with generally accepted accounting principles and company procedures.

You’ll have the opportunity to:

  • Cross-train and learn more than a just one accounting function.
  • Showcase your ingenuity to increase the quality and efficiency of accounting functions.
  • Solve problems by using your analytical and organizational skills to predict and resolve issues.
  • Collaborate with direct members of a team, as well as others within the organization.

You’ll have:

  • At least three (3) years of experience in accounting.
  • Bachelor degree in accounting, or equivalent experience.
  • Strong organizational skills aiding your ability to work effectively in a fast-paced, highly regulated, and deadline-driven environment.
  • Excellent communication skills, professional verbal and written communication skills.
  • Proficiency with Microsoft Outlook, Word, and Excel (pivot tables and v-lookups).

Who We Are

We are Mortgage Center and a CUSO – Credit Union Service Organization. We are owned by and originate mortgages for credit unions, as well as for ourselves. You may not know it, but the mortgage industry is a fun, fast-paced, dynamic place to work. If the opportunity to work with teams of other high performers, to do exhilarating work, sounds like the place you want to be, then Mortgage Center is looking for you.

Growth Opportunities

We are always on the hunt for smart people who are ready to revolutionize the mortgage CUSO industry! If you are ambitious, bring new ideas, and create exceptional results, you will find opportunities to be rewarded. Mortgage Center always has room for one more smart, talented person.

Our Advice

Click on the button and apply. Don’t wait. If you are worried about your qualifications, don’t be. We hire smart and talented people for all kinds of roles because smart and talented people are, well, smart. They figure stuff out. Fast. You can do this.

Mortgage CenterSenior Mortgage Loan Originator – Call CenterSouthfield, MI (Hybrid if local – if not local, completely remote)

Are you passionate about helping existing homeowners and making new homeowners’ dreams come true? With Mortgage Centers industry low rates and portfolio products, you have more tools in your toolbox to convert. As a Senior Mortgage Loan Originator,

You’ll be:

  • Answering mortgage inquiries with the goal of originating a loan and counseling on mortgage products.
  • Reviewing products, interest rates, and programs best suited to members’ needs.
  • Pre-qualifying members and taking complete applications by telephone or in person.
  • Managing a pipeline and maintaining follow-up and follow-through with the members from application to funding.

You’ll have the opportunity to:

  • Create memorable experiences for current and new homeowners by putting them in the best situation.
  • Share best practices and experiences to improve processes and increase productivity.
  • Solve problems using your analytical and organizational skills to predict and resolve issues.
  • Collaborate with all departments within operations to get our members to the closing table as quickly as possible.
  • Access unlimited leads and partner with an exclusive realtor network.
  • Unlock your potential with paid training and career development.

You’ll have:

  • At least three (3) years of experience as a mortgage banker/originator.
  • NMLS license required and must be maintained.
  • Ability to explain products, programs, and procedures to members and credit unions in knowledgeable layman’s terms.
  • Ability to analyze members’ needs and assist in the selection of a loan program to suit their needs.
  • High school diploma or equivalent; some college coursework preferred.
  • Confident communication skills and professionalism both over the phone and face-to-face.
  • Ability to multitask and work at a fast pace.

Who We Are

We are Mortgage Center and a CUSO – Credit Union Service Organization. We are owned by and originate mortgages for credit unions, as well as for ourselves. You may not know it, but the mortgage industry is a fun, fast-paced, dynamic place to work. If the opportunity to work with teams of other high performers, to do exhilarating work, sounds like the place you want to be, then Mortgage Center is looking for you.

Growth Opportunities

We are always on the hunt for smart people who are ready to revolutionize the mortgage CUSO industry! If you are ambitious, bring new ideas, and create exceptional results, you will find opportunities to be rewarded. Mortgage Center always has room for one more smart, talented person.

Our Advice

Click on the button and apply. Don’t wait. If you are worried about your qualifications, don’t be. We hire smart and talented people for all kinds of roles because smart and talented people are, well, smart. They figure stuff out. Fast. You can do this.

Mortgage Loan Originator

Remote Worker – N/A

Mortgage CenterMortgage Loan Originator

Unlimited Commission | Credit Union Referrals + Self-Gen Business

At Mortgage Center, we’re not your typical mortgage company — and we’re not looking for a typical Loan Originator.

We’re a credit union-owned lender built on trust, transparency, and people-first service. That means we don’t just close loans — we build long-term relationships with credit unions, real estate professionals, and homebuyers who want more than a transaction. They want a partner. That’s where you come in. In the Mortgage Loan Originator role,

You’ll be:

  • Building and nurturing relationships with Credit Union partners and their member
  • Generating and managing your own pipeline of purchase and refinance business
  • Delivering smart, simple mortgage solutions with a focus on long-term value
  • Collaborating with a team that’s got your back — from processors to underwriters
  • Staying sharp on industry trends, guidelines, and products (we’ll help with that, too)

You’ll have the opportunity to:

  • Earn unlimited commission with built-in credit union referrals
  • Assist warm leads in achieving financial security by referring additional credit union products and resolving service complaints to maintain satisfaction.
  • Have full-service support so you can focus on what you do best
  • Experience a culture of trust, not pressure because we’re here to help you succeed
  • Use tools and technology that make your job easier, not harder

You’ll have:

  • Experience: At least two (2) years of related real estate or mortgage loan experience and two (2) years of mortgage sales experience in the real estate community.
  • License/Certification: NMLS license required and must be maintained.
  • Knowledge of conventional loans, secondary market practices, and state/federal lending regulations.
  • Excellent, professional verbal and written communication skills.
  • Strong multi-tasking abilities and proficiency with Microsoft Outlook, Word, Excel, and PowerPoint.

Who We Are
We are Mortgage Center, a CUSO – Credit Union Service Organization. We are owned by and originate mortgages for credit unions, as well as for ourselves. You may not know it, but the mortgage industry is a fun, fast-paced, dynamic place to work. If the opportunity to work with teams of other high performers, to do exhilarating work, sounds like the place you want to be, then Mortgage Center is looking for you. We’re not here to micromanage. We’re here to empower. If you’re ready to grow your business with a company that values integrity, simplicity, and long-term success — let’s talk.

Growth Opportunities
We are always on the hunt for smart people who are ready to revolutionize the mortgage CUSO industry! If you are ambitious, bring new ideas, and create exceptional results, you will find opportunities to be rewarded. Mortgage Center always has room for one more smart, talented person.

Our Advice
Click on the button and apply. Don’t wait. If you are worried about your qualifications, don’t be. We hire smart and talented people for all kinds of roles because smart and talented people are, well, smart. They figure stuff out. Fast. You can do this.


We are looking for motivated, talented team members with outstanding communication skills, a commitment to excellence, and a desire to embrace and deliver extraordinary member experiences. In return, we provide a motivating and inspiring work environment that allows personal and professional growth, while offering great benefits and freedom from micromanagement. Before applying, we strongly encourage you to read our Vision and Core Values. Since we live by them, you should be sure that you can fully support them.

Our Culture Guide isn’t just a list of words, it defines our actions. It outlines eight Core Values that sum up what we expect all of our team members:

  • Act with Humility & Kindness
  • Drive & Embrace Change
  • Invest in Our Communities
  • Build Partnerships
  • Unlock Your Potential
  • Build Trust Through Honest Communication
  • Dedicate Yourself to Serve
  • Act Today Not Tomorrow

Our managers give consistent feedback to ensure team members know what they’re doing well and where they have opportunities to improve. Managers make it a priority to get to know each team member, to develop individualized management strategies.

Our team members value the flexibility, remote work opportunities, and autonomy they find here at Mortgage Center. We value collaboration, so we offer opportunities to interact through daily team meetings and monthly company-wide meetings

Our managers build trust with our team members. With that trust comes a freedom to do your work in ways that bring the best results to the company. We work in an environment of speed and agility, not hesitating to change our course of action if we recognize an opportunity to improve what we do.

We’ve designed a benefits plan that gives our team members and their families options to choose the plans that work best for them. We constantly review our programs and benefit offerings, listening to the needs and desires of our team members, and adjusting as necessary.

We believe strongly in helping our team members save for the future. We offer two medical plans, each with a health savings account (HSA) associated. We keep our medical premiums low by paying for 82% of your medical premiums.

Mortgage Center offers a match on your 401k contributions. We match 100% of the first 2% you contribute, then an additional 50% for every 1% you contribute, up to 6%.

We recognize the need to take time away from work to recharge, connect with friends and family, and reset throughout the year. Mortgage Center offers a generous paid time off (PTO) plan, giving team members up to 20 days off in the first full year of employment.

We want our team members to be with us long-term, which is why we make an investment in the continued growth and development of every team member so they can unlock their full potential. We promote from within wherever possible, so team members are encouraged to apply for open positions.

Mortgage Center hires for a wide range of positions and we want our team members to be able to thrive here. We pay team members fairly for their skills and experience, and we have some of the best compensated Mortgage Professionals in our industry!

In addition to paying our employees well throughout the year, we also pay an annual bonus to all employees, based on the company’s performance each year. Our compensation plan allows loan originators, processors, and closers to have limitless opportunities to receive commissions for closed loans.