Mortgage Center

Save On Your Mortgage

Now is a great time to refinance your home to help your family achieve your financial goals.

Keep your finances with your credit union by refinancing through us, Christian Financial's home financing partner Mortgage Center.


Refinancing your home can help you:

  • Save money on your mortgage! Eliminate PMI, lower your monthly payment or interest rate by refinancing your home.
  • Payoff your home sooner. Getting ready for retirement or looking to pay your home off soon? Restructuring your loan through a refinance can help you pay more towards principal and shorten your loan term.

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Today's Rates on a Conventional Refinance

30-Year Fixed-Rate - Refinance
Effective Date: September 21 2021
RateAPRPointsPayment
2.750% 2.909% 1.000 $612.36
2.875% 2.977% 0.250 $622.34
3.000% 3.083% -0.250 $632.41

15-Year Fixed-Rate - Refinance
Effective Date: September 21 2021
RateAPRPointsPayment
2.250% 2.460% 0.500 $982.63
2.375% 2.518% 0.000 $991.38
2.500% 2.645% -0.375 $1,000.18

Assumptions

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*$99 refinance is available for a limited time. Mortgage balance must be between $40,000 and $548,250 to be eligible. Mortgage rates current as of 7/15/2021 and assumes a refinance of a detached, owner-occupied property with a loan to value ratio of 80% and a credit score of 740. A loan amount of $200,000 at an interest rate of 3% and an APR of 3.058% has a payment of $843.21 with 0.5 points due at closing. The payment does not include property taxes or insurances, the actual payment will be higher. Borrowers are responsible for any third-party costs including but not limited to: title, tax cert, appraisal, and flood insurance. This offer can be used one time in a 24-month period and borrower must have at least 18 months mortgage history. This offer applies to Residential 1st Mortgages only and excludes Home Equity Loans and Home Equity Lines of Credit. Offer may not be combined with any other promotion, discount, and/or offer. Promotion has no cash value. Offer is non-transferable. Terms are subject to credit and mortgage approval. Other restrictions may apply.

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