Financial Resources & Blog
Quickly find tips, tricks, and advice on all things home related. From renovating, to moving, to navigating the loan process and more, our blog can help! Have additional questions? Call 800-353-4449 and speak with one of our mortgage loan experts today.
Ever wondered what makes a credit union different than a bank? It's actually very simple - Banks are owned by shareholders, credit unions are owned by you. Because they operate as nonprofit organizations, credit unions can offer a lot of advantages over traditional banks! Click below to read more about how credit unions serve you better, while saving you money at the same time. Learn More > We asked our Mortgage Experts to give us the break down on Fixed Rate Mortgages. Here's what you need to know! Learn More > If you're paying less than 20% down payment on your new home, you'll usually need to pay an additional monthly fee for private mortgage insurance, or PMI. These PMI fees can add up to hundreds, or even thousands of dollars per year! Read on to see how you can avoid monthly PMI payments with our PMI Saver Program. Learn More > If you're wanting to get ready to actually apply for a mortgage, congrats! There are 3 aspects of your financial history that will need to be reviewed - your income, your assets, and your credit profile. There will also be some info needed about the property you're looking to buy. Read on for more information! Learn More > Getting pre-approved for a home loan is an important step, so it pays to prepare ahead of time. Here are a few things you should consider before applying, and what you'll need to do to ensure your credit score, assets, and income are sufficient to get approved for the kind of home you want to buy. Learn More > Wondering when mortgage rates are going to stop rising Or maybe even come down a bit? Learn about several different economic indicators you can monitor to give clues as to where rates are going, and see what the experts predict for 2024. Learn More > Buying your first home is a once-in-a-lifetime experience. Check out our handy down payment 101 guide to help make your home purchase a bit easier. Learn More > Adjustable rate mortgages, or ARMs, are a great alternative to fixed rate mortgages. Find out how ARMs work and whether they're right for you! Learn More > Buying a fixer-upper is a great way to get more home for your money. Check out these helpful tips so you can purchase a fixer-upper with confidence. Learn More >
