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Mortgage Center Ready to Purchase

Ready to Purchase a home?

Yes, We Can Turn that House into Your Home.

Are you ready to purchase your first home? Maybe you’re looking to move to a larger or smaller house? Let us help you find the right loan to purchase the home of your dreams. From low down payment programs, to flexible payment terms, we will give you the information you need to find the right mortgage solution to fit your needs. We even offer a no-cost pre-approval to help discover how much you can afford and to make your purchase offer more appealing to sellers. Speak with a loan expert today by calling 800-353-4449.

Start the mortgage application process with Mortgage Center

Mortgage Options Available

Fixed-rate: This is a great mortgage option if you are looking for a consistent monthly payment.

Adjustable Rate Mortgage (ARM): If you are looking for a short term loan with flexible payments, then consider an adjustable rate mortgage.

FHA: Do you need a mortgage with a low down payment or is your credit less than perfect? An FHA mortgage may be a great option.

VA Home Loan: Allows veterans and military personnel to purchase a home without mortgage insurance and a down payment may not be required.

USDA Rural Development Mortgage: Enjoy a low, fixed-rate mortgage if you are purchasing a home in a rural area. No down payment is required, and gift funds may be used.

HomeReady: This mortgage provides some great flexible options. You can have extended household members' income, who won't be on the mortgage, to help you to qualify. You can even have others who don't live in the home to join you on the mortgage to assist you with your home purchase. With low down payment and homeownership education to help you succeed, the HomeReady mortgage may be right for you. Income limits may apply.

Right Choice Home Loan: If you have less than perfect credit we can work with you.

Golden Jumbo: If your mortgage will exceed conventional loan limits.

Home Renovation Loan: If you are looking to purchase a home and would like to include the renovations in the mortgage, then Mortgage Center’s unique Home Renovation Loan is perfect for you. You’ll have the money to make your home exactly what you want without having to take out a second loan for the improvements.

Zero Down Payment: This is a great option if you have little money available for a down payment.

One-Time Close Construction: When you are ready to have a new home built, then Mortgage Center’s One-time Close Construction is your best choice. You only have to pay the interest on the loan during construction, and when your home is complete, your loan will automatically convert to a conventional mortgage.

Doctor Loan: If you're a medical doctor or will complete your medical residency with 6 months and have student loan payments, then the Doctor Loan may help you to qualify.

Student Loans: Don't let your student loans prevent you from becoming a homeowner. There are new guidelines that will help you to qualify for a mortgage.

Manufactured Home: Affordable financing for manufactured homes that are on a foundation. Just ask us for a list of requirements.

Hobby Farm: If you are interested in raising livestock or growing crops for fun.

Condominium Loan: The right choice for community living.

Best Score Family Helper Loan: Your family members may be able to assist you with the purchase of your home with this great loan.

PMI Saver: If you have good credit and would like to avoid mortgage insurance, then we have the loan for you.

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