Mortgage Center

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Refinancing a higher-priced home is easy with Mortgage Center. Our Golden Jumbo Loan gives you the financial help you need for a house with loan limits that exceed conventional loans. This means you can take advantage of our low rates and fees to save extra money on your home.

Plus, Golden Jumbo may give you the opportunity to avoid the extra cost of mortgage insurance so you can save even more.

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Apply for a Golden Jumbo Loan today!

Getting started is easy! Our online application streamlines the process from start to finish. Submit documents and get updates on the status of your loan, all without leaving the comfort of your own home. Prefer to apply over the phone? Give us a call at 800-353-4449.

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Golden Jumbo - 30-Year Fixed-Rate (Over $548,250)
Effective Date: September 21 2021
RateAPRPointsPayment
3.000% 3.079% 0.500 $2,151.87

The information provided assumes the purpose of the loan is to refinance an existing single family detached home and will be used as a primary residence. The loan amount is $150,000 and the appraised value is $200,000. For Golden Jumbos, the loan amount is $548,250 and the appraised value is $625,000. For FHA Loans, the loan amount is $150,000 and the appraised value is $152,850. The property is located in Oakland County, Michigan. There is an escrow account for property taxes and homeowners insurance. The rate lock period is 45 days and the assumed credit score is 740 or higher.

The monthly payment amount shown includes only principal and interest. The escrow for property taxes, homeowners insurance, flood and/or mortgage insurance if applicable are not included in the monthly payment amount. Your actual monthly payment will be higher with escrow account included.

The interest rates, APRs and points shown may change throughout the day due to varying market conditions. Rates effective as of September 21 2021. Rates are subject to change. To get more accurate and personalized results, please call 800-353-4449 to talk with a loan expert.

Assumptions

FHA

Great for those who want a lower down payment and those who need flexible credit requirements.

Home Renovation Loan

Refinance and renovate without taking out a second loan.

Maximum Cash-Out Refinance

Put the equity you’ve built in your home to work by using it for home improvements or a large purchase.

PMI Saver

Gives you the ability to skip the extra cost of mortgage insurance.